arrow-down

Tap below to get started

timerIt only takes a minute

%

90% Were Mis-Sold

The FCA found that only 1 out of 37 Franchised Retailers disclosed to the customer a commission may be received for arranging finance.*

£

£300 Million Overpaid

The FCA found approximately 560,000 customers have paid out over £300 million more in car finance per year than was necessary.*

happy-couple

You could be one of thousands of victims of mis-sold car finance if:

  • You borrowed more money than was necessary
  • You weren’t given enough information about other options such as hire purchase
  • You felt pressured into accepting a car finance agreement
  • The commission on your sale wasn’t revealed to you
  • You were sold a mileage estimation that was too low
  • They didn’t make it clear who owned the car
  • You weren’t told who is financially responsible for repairs
  • It wasn’t explained you wouldn’t automatically own the car outright after the term

Find out if you have a Car finance Claim

timer It Only Takes A Minute

Looking for more information?

Personal Contract Purchase (PCP) and Hire Purchase (HP) are types of car finance agreements, that typically last for 2 – 4 years. Buyers pay a deposit, and the size of the loan is equal to the amount the car’s value will fall over the length of the contract.

Anyone who has taken out a PCP and HP contract in the last 10 years may have a claim.

Yes, you can.

Any broker, dealer or car finance provider that sold you a PCP or HP contract is covered. Some well-known ones include:

  • BlackHorse Finance
  • MotoNovo
  • Santander Consumer UK PLC
  • BMW Financial Services
  • Volkswagen Financial Services
  • Mercedes Financial Services
  • PSA Finance UK Limited
  • RCI Financial Services Limited
  • FCE Bank (Ford)
  • FCA Automotive
  • Vauxhall Finance

Even if your provider isn’t on the list, we will still complete a free check for you.

Our initial assessment to establish whether you may be entitled to compensation is completely free of charge. You are under no obligation to go on to make a claim, either through us, though another company like ourselves or indeed by yourself (which you can do at no cost).

However, should you choose to use our expertise in pursing a claim, you will be provided with our full Terms and Conditions, which details our fees, for you to consider before deciding whether you wish to instruct us. You can read these here Terms Conditions.

If we determine that your claim is best placed with one of our partner law firms, the typical fees that they will charge will be 30% - 40% of the award.

If we refer your case to our partner law firms, you will not have to pay us anything, we will receive a fee from the law firm for referring your case to them.

An FCA investigation revealed that the average customer on a £10,000 motor finance agreement over four years has been overcharged by more than £1,100.

Yes,we will perform a free, no obligation check on all of your contracts from the last 10 years.

Find out what you could be owed

timer It Only Takes A Minute